An unbiased view of the Singapore property market

CPF Housing Grants 2026: Up to S$230,000 for a Resale Flat

The Enhanced CPF Housing Grant, the CPF Housing Grant for resale flats and the Proximity Housing Grant: amounts, income ceilings and examples.

31 Oct 20263 min read

Decoupling a Condo: S$69,200 Stamp Duty Against S$344,600 Jointly

How decoupling works in Singapore, the Buyer's Stamp Duty on the share, when ABSD applies and a worked S$2 million example, as at 31 October 2026.

31 Oct 20264 min read

EC Eligibility and MOP: S$18,000 Income Cap, 10-Year MOP on New ECs

Who can buy a new executive condo, the income ceiling, the CPF grant, and the 5- or 10-year MOP by land tender date, as at 31 October 2026.

31 Oct 20263 min read

HDB MOP Explained: 5 Years for Standard Flats, 10 for Plus and Prime

How long the HDB minimum occupation period is, when it starts, and what you can and cannot do before it ends, as at 31 October 2026.

31 Oct 20263 min read

Market

ABSD Rates 2026: Who Pays 0%, 20%, 60% or 65%?

ABSD rates as at October 2026: citizens 0%, 20% or 30%, PRs 5% to 35%, foreigners 60%, companies 65%. Who pays, worked examples and how refunds work.

Updated 31 Oct 20264 min read

Option Fee, Cash and CPF: 10 Checks Before You Buy a Home

What a Singapore home buyer pays and checks before signing: option fee, cash and CPF, stamp duty, loan limits, co-ownership, property tax and defects.

Updated 31 Oct 20267 min read

Property Tax Rates 2026: Up to 32% on Your Home, 36% on the Next

Singapore property tax rates as at October 2026: 0% to 32% of annual value for the home you live in, 12% to 36% for others. Examples and the 2026 rebate.

Updated 31 Oct 20263 min read

Renting Out Your Home: Utilities, Stamp Duty and 10 Checks

A Singapore landlord's checklist: who may rent out, tenant checks, lease length, stamping, utilities handover, rent, late payment, tax and en bloc.

Updated 31 Oct 20266 min read

Artist's impression of Amberwood at Holland: the low-rise residential blocks seen from the park beside Holland Link

Market

Amberwood at Holland Review (1 month update): Holland Link, District 10, S$2,945 PSF

Amberwood at Holland in Holland Link: 99-year leasehold, 212 units by Sim Lian Group. Location, unit mix, prices, plans and how it sold.

Updated 26 Oct 202614 min read

What Is Your LTV Limit in Singapore? 4 Factors That Set It

Singapore LTV limits in 2026: 75%, 45% or 35% for bank loans, 75% for HDB loans, and how tenure, age, valuation and existing loans change your cash outlay.

Updated 25 Oct 20266 min read

Tool

What will the mortgage really cost?

Monthly instalments, total interest, TDSR and MSR limits, and stamp duty — worked out in seconds with Singapore's lending rules.

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HDB & public housing

All HDB →

Do Higher Floors Cost More in an HDB Flat? Nine Years of Resales

HDB resales since 2024: flats on floors 13 to 15 sold for a median 11% more per sqm than floors 4 to 6 in the same town, flat type and year.

28 Oct 20266 min read

HDB Flats Sold for S$1 Million or More: 208 in September 2026

208 HDB flats sold for S$1 million or more in September 2026, about 21% more than a year earlier. What the count measures and what it cannot show.

27 Oct 20264 min read

HDB Resale Price Index: Up 8% in Two Years, Flat in the Last One

HDB resale prices have gone flat after a run of gains. What the HDB Resale Price Index measures, its last eight quarters, and private homes.

Updated 21 Oct 20265 min read

HDB resale volume: 2,245 flats in September, 3.3% above a year ago

HDB registered 2,245 resale flats in September 2026. What the monthly count measures, the last 12 months, its link to S$1 million sales, and its limits.

20 Oct 20263 min read

Buying a home

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Seller's Stamp Duty 2026: 16% If You Sell Within a Year

SSD as at October 2026: 16%, 12%, 8% or 4% if you sell a home within four years of buying it from 4 July 2025. Which rate applies, examples and exemptions.

Updated 31 Oct 20264 min read

Selling a Home: 7 Checks From Option to Completion Date

Selling a Singapore home: the option you grant, completion in 8 to 12 weeks, delays, Seller's Stamp Duty, CPF refunds, tenants and a cheap spruce-up.

Updated 31 Oct 20265 min read

Should You Refinance Your Home Loan? Singapore Guide (2026)

When refinancing or repricing a Singapore home loan pays in 2026: SORA vs fixed rates, lock-in penalties, legal costs, HDB loan switches and break-even maths.

Updated 31 Oct 20268 min read

Should You Rent or Buy a Property in Singapore in 2026? 7 Factors

Rent or buy in Singapore in 2026? Seven factors, with HDB and condo cost comparisons at today's rates, the break-even period, and when renting wins.

Updated 31 Oct 20267 min read

Investing

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Investing

4 Upside-Down Property Investing Strategies in Singapore (2026)

Four contrarian ways to build property wealth in Singapore in 2026: focus, low costs, cash first and cash flow, tested against ABSD, SSD and a 4% stress rate.

25 Oct 20266 min read

Investing

7 Singapore Property Investment Myths That Cost Money (2026)

Seven Singapore property investment myths tested against 2026 rules and data: rising prices, rent covering the mortgage, ABSD, lease decay and forecasts.

Updated 5 Oct 20266 min read

Renting

How to Rent Out Your Home in Singapore: Rules, Tax, Tenants

A 2026 guide for Singapore landlords: HDB and URA rental rules, setting rent, CEA tenancy clauses, late payment, repairs, rental income tax and equity loans.

Updated 5 Oct 20267 min read

Investing

Is Now a Good Time to Buy Singapore Property? 5 Investor FAQs

Five questions Singapore property investors ask in 2026: good time to buy, overpriced, rents, cooling measures and hotspots, answered with current data.

Updated 5 Oct 20265 min read

Mortgages & money

All Mortgage →

How Much Can You Borrow? TDSR 55%, MSR 30%, LTV 75% (2026)

How much you can borrow for a Singapore home as at October 2026: TDSR 55%, MSR 30%, LTV 75%, the 4% stress test, worked examples and how to qualify.

Updated 31 Oct 20266 min read

Stamp Duty on a S$1.5m Condo: What You Pay vs 2011, 2018

Buyer's Stamp Duty on a S$1.5m condo is S$44,600 now and was S$39,600 in 2011. A citizen pays ABSD of 0%, 20% or 30%. The rates and the working.

29 Oct 20263 min read

CPF SA, MediSave and RA Interest Rate: 4% Floor Runs to 2027

The CPF Special, MediSave and Retirement Accounts pay 4% a year, and the floor now runs to 31 Dec 2027. What the rule says and why home owners watch it.

22 Oct 20263 min read