Market
Singapore Property Market Outlook for Q4 2026 and 2027: Prices, Supply, Rates and Risks
Where Singapore property heads into 2027: private prices at a record, HDB resale dipping, record land supply, SORA near 1.2%, and the risks to watch.
Singapore Property Explained · since 2010
An unbiased view of the Singapore property market
16+ years of independent analysis on HDB flats, condos, landed homes and financing and investing in Singapore property
Mortgage
SORA vs Fixed Rate Home Loans in Singapore (2026): Which Should You Choose?
SIBOR and SOR are gone. How SORA floating and fixed rate home loans work in 2026, what they cost today, and a worked example of when each one comes out ahead.
HDB
Should You Sell Your HDB to Buy a Private Property? (2026 Guide)
Sell your HDB flat or keep it when you buy private? 2026 rules on MOP, 20% ABSD and refunds, loan limits and CPF refunds, with worked numbers for each route.
Latest for 2026
More stories →Selling
Property Negotiation Tips for Buyers and Sellers in Singapore (2026)
How to negotiate a Singapore property deal in 2026: HDB's 21-day option and valuation gap, private option fees, seller's stamp duty timing and commission.
Investing
Property Investment Myths in Singapore: 7 Beliefs That Cost Investors Money (2026)
Seven Singapore property investment myths tested against 2026 rules and data: rising prices, rent covering the mortgage, ABSD, lease decay and forecasts.
Buying
Cooling Measures to Consider Before Buying a Property in Singapore (2026): ABSD, LTV, TDSR, MSR and SSD
Singapore's 2026 cooling measures in one place: ABSD, LTV, TDSR, MSR and the 4-year SSD, with worked examples of the cash and income a second property needs.
Renting
Renting Out Your Property in Singapore: A Landlord’s Guide (2026)
A 2026 guide for Singapore landlords: HDB and URA rental rules, setting rent, CEA tenancy clauses, late payment, repairs, rental income tax and equity loans.
Investing
4 “Upside Down” Strategies to Build Property Wealth in Singapore (2026)
Four contrarian ways to build property wealth in Singapore in 2026: focus, low costs, cash first and cash flow, tested against ABSD, SSD and a 4% stress rate.
Investing
Property Investor FAQs: 5 Burning Questions Answered (2026)
Five questions Singapore property investors ask in 2026: good time to buy, overpriced, rents, cooling measures and hotspots, answered with current data.
Tool
Open the calculator →What will the mortgage really cost?
Monthly instalments, total interest, TDSR and MSR limits, and stamp duty — worked out in seconds with Singapore's lending rules.
HDB & public housing
All HDB →Buying
Queenstown Area Guide: HDB Flats and Condos (2026)
Queenstown area guide for 2026: MRT lines, schools, HDB resale and rent medians, the condo market, URA land bids and a buyer checklist.
Buying
Geylang Area Guide: HDB Flats and Condos (2026)
Geylang area guide for 2026: MRT lines, schools, HDB resale and rent medians, shoebox condo rules, RCR price data and a buyer checklist.
Buying
Bishan Area Guide: HDB Flats and Condos (2026)
Bishan area guide for 2026: MRT lines, schools, HDB resale and rent medians, the condo market, a URA land bid and a buyer checklist.
Buying
Bedok Area Guide: HDB Flats and Condos (2026)
Bedok area guide for 2026: MRT lines, schools, HDB resale medians and rents by flat type from data.gov.sg, condo basics and a buyer's checklist.
Buying a home
All Buying →Buying
Common Mistakes to Avoid When Buying Your Home in Singapore (2026)
Nine costly mistakes Singapore home buyers still make in 2026, from short cash budgets and ABSD timing to the 4-year SSD, with worked examples in S$.
Market
Understanding the URA Property Price Index (2026)
How the URA private home price index is built, why its flash estimate gets revised, and how to read it, with 2025–26 flash and final figures compared.
Buying
Rest-of-Central-Region Condos: Area Guide (2026)
What Rest of Central Region (RCR) means in 2026: URA's boundary, price and rent trends against CCR and OCR, HDB town benchmarks, land bids and a checklist.
Buying
Property Tax in Singapore: 5 Myths Debunked (2026)
Property tax in Singapore in 2026: current rates, how annual value works, why a second home pays more, the 2026 rebate and why most objections fail.
Investing
All Investing →Investing
7 Tactics to Maximise Your Investment Property Returns in Singapore (2026)
Seven landlord tactics to raise a Singapore investment property's return in 2026, each priced in dollars: vacancy, rent, renewals, loan repricing and tax.
Investing
Shoebox Units in Singapore: Are They Good Investments? (2026)
Are shoebox condos worth buying to let out in 2026? URA unit-size rules, net yield and cash-flow maths with ABSD, SSD and loan limits, and liveability.
Investing
How to Be a Contrarian Property Investor in Singapore (2026)
How to invest against the crowd in Singapore property in 2026: what past downturns show, why leverage and stamp duties punish early buyers, and a test.
Investing
How to Calculate Your Property’s Return on Investment in Singapore (2026)
Work out a Singapore property's real return: gross and net yield, cash-on-cash and IRR, with a 2026 worked example covering BSD, ABSD, tax and the exit.
Mortgages & money
All Mortgage →Mortgage
9 Key Factors That Affect Mortgage Interest Rates in Singapore (2026)
What sets your Singapore home loan rate in 2026: the Fed, MAS, SORA, bank spreads, inflation, fixed versus floating, HDB loan pegs and your own profile.
Mortgage
Singapore Interest Rate Outlook for 2026 and Beyond: SORA, the Fed and Your Mortgage
Where Singapore home loan rates stand in Oct 2026, why SORA sits far below US rates after the Fed's hike, what could move it, and how to plan your loan.
HDB
The Ultimate Guide to Getting an HDB Home Loan in Singapore (2026)
HDB loan or bank loan in 2026? Eligibility, the S$16,000 income ceiling, 75% LTV, 2.6% vs SORA rates, downpayments and a worked S$600,000 flat example.
Investing
What Should Property Investors Do With Their Money in 2026?
In 2013 a guest writer said to hold cash. Prices have since risen 42%. Here is how to decide where spare money goes in 2026: loan, CPF, savings or property.
Start here
Beginner's guide →01
How to Tell a Real Property Bargain From a Fake One (2026)
02
Jurong Lake District: Property Guide (2026)
03
Bukit Batok Area Guide: HDB Flats and Condos (2026)
04
Pasir Ris Area Guide: HDB Flats and Condos (2026)
05
How to Rent a Home in Singapore (2026 Guide)
06