<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Propwise.sg</title><description>Singapore property, read clearly — independent analysis since 2010.</description><link>https://www.propwise.sg/</link><language>en-sg</language><item><title>Singapore Property Market Outlook for Q4 2026 and 2027: Prices, Supply, Rates and Risks</title><link>https://www.propwise.sg/mr-propwises-2021-singapore-property-market-outlook/</link><guid isPermaLink="true">https://www.propwise.sg/mr-propwises-2021-singapore-property-market-outlook/</guid><description>Where Singapore property heads into 2027: private prices at a record, HDB resale dipping, record land supply, SORA near 1.2%, and the risks to watch.</description><pubDate>Wed, 30 Dec 2020 02:45:41 GMT</pubDate><category>Singapore Property Market</category><category>Singapore Property News</category></item><item><title>Singapore Property Beginner&apos;s Guide Part 1: Public and Private Housing (HDB, EC and Condo) in 2026</title><link>https://www.propwise.sg/singapore-property-beginners-guide-part-1-public-and-private-housing/</link><guid isPermaLink="true">https://www.propwise.sg/singapore-property-beginners-guide-part-1-public-and-private-housing/</guid><description>A 2026 beginner&apos;s guide to Singapore housing: HDB Standard, Plus and Prime flats, ECs, condos and landed homes, who can buy each and the rules attached.</description><pubDate>Sun, 07 Nov 2010 05:01:13 GMT</pubDate><category>Singapore Property Beginner’s Guide</category><category>HDB flats (public housing)</category><category>Buying Singapore Property</category></item><item><title>Million-Dollar HDB Flats: Are They the New Norm in 2026?</title><link>https://www.propwise.sg/are-million-dollar-hdb-flats-going-to-be-the-norm/</link><guid isPermaLink="true">https://www.propwise.sg/are-million-dollar-hdb-flats-going-to-be-the-norm/</guid><description>Million-dollar HDB flats in 2026: how many there are, where they sell, why prices are now cooling, and what it takes to buy one with an HDB or bank loan.</description><pubDate>Sun, 24 Oct 2010 06:05:31 GMT</pubDate><category>HDB flats (public housing)</category><category>Singapore Property Market</category></item><item><title>Buying an HDB BTO Flat in 2026: Step-by-Step Guide and Tips</title><link>https://www.propwise.sg/buying-an-hdb-bto-flat-one-young-working-heartlanders-experience-and-advice/</link><guid isPermaLink="true">https://www.propwise.sg/buying-an-hdb-bto-flat-one-young-working-heartlanders-experience-and-advice/</guid><description>Buying an HDB BTO flat in 2026, step by step: eligibility, HFE letter, ballot chances, Standard/Plus/Prime, option fee, downpayment and tips.</description><pubDate>Mon, 30 May 2016 15:11:12 GMT</pubDate><category>HDB flats (public housing)</category><category>Buying Singapore Property</category></item><item><title>The 4 Fundamental Rules of Property Investment in Singapore (2026)</title><link>https://www.propwise.sg/the-4-fundamental-rules-of-property-investment/</link><guid isPermaLink="true">https://www.propwise.sg/the-4-fundamental-rules-of-property-investment/</guid><description>Four rules for investing in Singapore property in 2026: protect capital, demand cash flow, stay in control and know what you buy, with ABSD and yield maths.</description><pubDate>Tue, 19 Nov 2013 13:33:17 GMT</pubDate><category>Investing in Singapore Property</category><category>Singapore Property Market</category></item><item><title>Valuing leasehold property: lease decay vs freehold in Singapore (2026)</title><link>https://www.propwise.sg/property-valuation-valuing-leasehold-property/</link><guid isPermaLink="true">https://www.propwise.sg/property-valuation-valuing-leasehold-property/</guid><description>How to value a leasehold property in Singapore in 2026: lease decay maths, CPF and loan rules for older leases, en bloc odds, and when freehold is worth more.</description><pubDate>Tue, 09 Dec 2014 12:23:41 GMT</pubDate><category>Buying Singapore Property</category><category>Investing in Singapore Property</category></item><item><title>Should You Sell or Hold On to Your Property in Singapore? A 2026 Decision Guide</title><link>https://www.propwise.sg/propexit-versus-propremain-should-you-sell-or-hold-on-to-your-property/</link><guid isPermaLink="true">https://www.propwise.sg/propexit-versus-propremain-should-you-sell-or-hold-on-to-your-property/</guid><description>Sell or hold your Singapore property in 2026? Work out your return on equity, the real cost of selling, SSD and ABSD traps, and the market signals to watch.</description><pubDate>Mon, 04 Jul 2016 14:39:01 GMT</pubDate><category>Selling Singapore Property</category><category>Investing in Singapore Property</category></item><item><title>Singapore Interest Rate Outlook for 2026 and Beyond: SORA, the Fed and Your Mortgage</title><link>https://www.propwise.sg/singapore-interest-rate-outlook-for-2016-and-beyond/</link><guid isPermaLink="true">https://www.propwise.sg/singapore-interest-rate-outlook-for-2016-and-beyond/</guid><description>Where Singapore home loan rates stand in Oct 2026, why SORA sits far below US rates after the Fed&apos;s hike, what could move it, and how to plan your loan.</description><pubDate>Mon, 25 Jan 2016 15:27:47 GMT</pubDate><category>Mortgage and Finances</category><category>Singapore Property Market</category></item><item><title>How to Choose Your Home Loan in Singapore (2026): A Step-by-Step Guide</title><link>https://www.propwise.sg/how-to-choose-you-mortgage/</link><guid isPermaLink="true">https://www.propwise.sg/how-to-choose-you-mortgage/</guid><description>How to choose a Singapore home loan in 2026: loan size, HDB vs bank loan, SORA vs fixed, lock-ins, clawbacks, and how to compare the true cost of packages.</description><pubDate>Thu, 14 Oct 2010 01:19:35 GMT</pubDate><category>Mortgage and Finances</category><category>Singapore Property Beginner’s Guide</category></item><item><title>Loan-to-Value (LTV) Limits in Singapore: What Sets Yours (2026)</title><link>https://www.propwise.sg/4-factors-affecting-your-property-loan-to-value-ltv-limit/</link><guid isPermaLink="true">https://www.propwise.sg/4-factors-affecting-your-property-loan-to-value-ltv-limit/</guid><description>Singapore LTV limits in 2026: 75%, 45% or 35% for bank loans, 75% for HDB loans, and how tenure, age, valuation and existing loans change your cash outlay.</description><pubDate>Mon, 20 Apr 2020 14:07:34 GMT</pubDate><category>Mortgage and Finances</category><category>Buying Singapore Property</category></item><item><title>5 things to do before you visit any showflat (2026 checklist)</title><link>https://www.propwise.sg/5-things-to-do-before-you-visit-any-showflat/</link><guid isPermaLink="true">https://www.propwise.sg/5-things-to-do-before-you-visit-any-showflat/</guid><description>Before you visit a showflat in 2026: check your loan limit, cash and CPF, your ABSD rate, the payment schedule and what the developer must show you by law.</description><pubDate>Tue, 06 May 2014 13:43:03 GMT</pubDate><category>Buying Singapore Property</category><category>Mortgage and Finances</category></item><item><title>How to Choose the Right HDB Flat for You (2026)</title><link>https://www.propwise.sg/how-to-choose-the-right-hdb-flat-for-you/</link><guid isPermaLink="true">https://www.propwise.sg/how-to-choose-the-right-hdb-flat-for-you/</guid><description>How to choose the right HDB flat in 2026: budget, BTO vs resale, flat type, Standard/Plus/Prime, lease and location, with worked examples and current rules.</description><pubDate>Thu, 14 Oct 2010 01:22:46 GMT</pubDate><category>HDB flats (public housing)</category><category>Buying Singapore Property</category></item><item><title>Are Executive Condominiums Still an Attractive Investment in 2026? EC Rules, Costs and the New 10-Year MOP</title><link>https://www.propwise.sg/are-executive-condominiums-still-an-attractive-investment-part-1/</link><guid isPermaLink="true">https://www.propwise.sg/are-executive-condominiums-still-an-attractive-investment-part-1/</guid><description>Executive condominiums in 2026: the 8 May changes (10-year MOP, no DPS), the S$18,000 ceiling, MSR maths, and how a new EC compares with a resale condo.</description><pubDate>Mon, 17 Aug 2015 15:39:22 GMT</pubDate><category>Buying Singapore Property</category><category>Investing in Singapore Property</category></item><item><title>Rental Yield in Singapore: How to Calculate It and What Is Good (2026)</title><link>https://www.propwise.sg/property-valuation-common-misconceptions-about-rental-yield/</link><guid isPermaLink="true">https://www.propwise.sg/property-valuation-common-misconceptions-about-rental-yield/</guid><description>How to calculate gross and net rental yield on a Singapore property, which costs to include, what counts as a good yield in 2026, and the mistakes to avoid.</description><pubDate>Tue, 09 Sep 2014 13:29:04 GMT</pubDate><category>Investing in Singapore Property</category><category>Renting in Singapore</category></item><item><title>En Bloc Sales in Singapore: What You Need to Know (2026)</title><link>https://www.propwise.sg/en-bloc-sales-in-singapore-what-you-need-to-know/</link><guid isPermaLink="true">https://www.propwise.sg/en-bloc-sales-in-singapore-what-you-need-to-know/</guid><description>How en bloc sales work in Singapore in 2026: the new 70% and 65% consent thresholds for older condos, when they start, the process, taxes and seller pitfalls.</description><pubDate>Mon, 06 Mar 2017 14:23:38 GMT</pubDate><category>Selling Singapore Property</category><category>Singapore Property Market</category><category>Investing in Singapore Property</category></item><item><title>SORA vs Fixed Rate Home Loans in Singapore (2026): Which Should You Choose?</title><link>https://www.propwise.sg/ask-mr-propwise-4-sibor-vs-sor-mortgage-loans/</link><guid isPermaLink="true">https://www.propwise.sg/ask-mr-propwise-4-sibor-vs-sor-mortgage-loans/</guid><description>SIBOR and SOR are gone. How SORA floating and fixed rate home loans work in 2026, what they cost today, and a worked example of when each one comes out ahead.</description><pubDate>Tue, 18 Jan 2011 23:00:26 GMT</pubDate><category>Mortgage and Finances</category><category>Ask Mr. Propwise (AMP)</category></item><item><title>Should You Sell Your HDB to Buy a Private Property? (2026 Guide)</title><link>https://www.propwise.sg/ask-mr-propwise-5-sell-hdb-to-buy-a-private-property-for-investment/</link><guid isPermaLink="true">https://www.propwise.sg/ask-mr-propwise-5-sell-hdb-to-buy-a-private-property-for-investment/</guid><description>Sell your HDB flat or keep it when you buy private? 2026 rules on MOP, 20% ABSD and refunds, loan limits and CPF refunds, with worked numbers for each route.</description><pubDate>Wed, 16 Mar 2011 06:44:27 GMT</pubDate><category>HDB flats (public housing)</category><category>Investing in Singapore Property</category><category>Buying Singapore Property</category></item><item><title>The Ultimate Guide to Getting an HDB Home Loan in Singapore (2026)</title><link>https://www.propwise.sg/the-ultimate-guide-to-getting-an-hdb-home-loan-in-singapore/</link><guid isPermaLink="true">https://www.propwise.sg/the-ultimate-guide-to-getting-an-hdb-home-loan-in-singapore/</guid><description>HDB loan or bank loan in 2026? Eligibility, the S$16,000 income ceiling, 75% LTV, 2.6% vs SORA rates, downpayments and a worked S$600,000 flat example.</description><pubDate>Mon, 19 Dec 2016 15:50:38 GMT</pubDate><category>HDB flats (public housing)</category><category>Mortgage and Finances</category><category>Buying Singapore Property</category></item><item><title>Why You Cannot Get a Mortgage Loan in Singapore and How to Fix It (2026)</title><link>https://www.propwise.sg/5-reasons-why-you-cant-get-a-mortgage-loan-and-how-to-fix-them/</link><guid isPermaLink="true">https://www.propwise.sg/5-reasons-why-you-cant-get-a-mortgage-loan-and-how-to-fix-them/</guid><description>Home loan rejected or smaller than expected? The six common reasons in 2026, from TDSR and MSR at the 4% stress rate to low valuations, and how to fix each.</description><pubDate>Mon, 09 Jan 2017 14:39:19 GMT</pubDate><category>Mortgage and Finances</category><category>Buying Singapore Property</category></item><item><title>Using CPF to Buy Property: Should You Buy Before Age 55? (2026)</title><link>https://www.propwise.sg/should-you-buy-a-property-before-you-reach-55-to-use-up-your-cpf/</link><guid isPermaLink="true">https://www.propwise.sg/should-you-buy-a-property-before-you-reach-55-to-use-up-your-cpf/</guid><description>Should you buy a second property before 55 to use up your CPF? The 2026 rules on retirement sums, OA for housing, ABSD, loans and refunds, with an example.</description><pubDate>Tue, 11 Nov 2014 13:16:04 GMT</pubDate><category>Buying Singapore Property</category><category>Mortgage and Finances</category></item><item><title>How to Choose Your HDB BTO Unit: 4 Critical Factors (2026)</title><link>https://www.propwise.sg/how-to-choose-your-hdb-bto-unit-4-critical-factors-to-consider/</link><guid isPermaLink="true">https://www.propwise.sg/how-to-choose-your-hdb-bto-unit-4-critical-factors-to-consider/</guid><description>Got a BTO queue number? How flat selection works in 2026, what to check on site, and how sun, height, noise and access affect daily life and resale value.</description><pubDate>Mon, 08 Aug 2016 14:51:33 GMT</pubDate><category>HDB flats (public housing)</category><category>Buying Singapore Property</category></item><item><title>Why Invest in Singapore Property? 5 Reasons and the Risks in 2026</title><link>https://www.propwise.sg/top-5-reasons-why-you-should-invest-in-singapore-property/</link><guid isPermaLink="true">https://www.propwise.sg/top-5-reasons-why-you-should-invest-in-singapore-property/</guid><description>Five reasons Singaporeans invest in property, from cheap leverage to no capital gains tax, weighed against 2026 risks: ABSD, SSD, thin yields and new supply.</description><pubDate>Thu, 09 Dec 2010 14:25:10 GMT</pubDate><category>Investing in Singapore Property</category><category>Singapore Property Market</category></item><item><title>How to Invest in Singapore REITs (2026): A Practical Guide</title><link>https://www.propwise.sg/how-to-invest-in-singapore-reits/</link><guid isPermaLink="true">https://www.propwise.sg/how-to-invest-in-singapore-reits/</guid><description>How S-REITs work in 2026: the 50% gearing cap, tax-free payouts, yields around 5–6%, how to buy them and the five numbers to check before you invest.</description><pubDate>Thu, 04 Aug 2011 14:00:25 GMT</pubDate><category>Investing in REITs</category><category>Investing in Singapore Property</category></item><item><title>Investing in Overseas Property: 5 Things Singaporeans Must Know (2026)</title><link>https://www.propwise.sg/5-things-you-must-know-when-investing-in-overseas-property/</link><guid isPermaLink="true">https://www.propwise.sg/5-things-you-must-know-when-investing-in-overseas-property/</guid><description>Overseas property and Singapore rules in 2026: ABSD, TDSR, CPF and HDB effects, foreign buyer taxes in the UK, Australia and US, currency risk and scams.</description><pubDate>Mon, 15 Feb 2016 15:02:16 GMT</pubDate><category>Investing in Overseas Property</category><category>Investing in Singapore Property</category><category>Mortgage and Finances</category></item><item><title>How to Rent a Home in Singapore (2026 Guide)</title><link>https://www.propwise.sg/rent-in-singapore-how-to-rent-a-home-in-singapore/</link><guid isPermaLink="true">https://www.propwise.sg/rent-in-singapore-how-to-rent-a-home-in-singapore/</guid><description>How to rent a home in Singapore in 2026: HDB vs condo rules, checking agents, deposits, tenancy agreement clauses, stamp duty, scams and deposit disputes.</description><pubDate>Sun, 22 May 2011 14:04:44 GMT</pubDate><category>Renting in Singapore</category><category>Singapore Property Beginner’s Guide</category></item><item><title>Property Investment Myths in Singapore: 7 Beliefs That Cost Investors Money (2026)</title><link>https://www.propwise.sg/3-property-investment-myths-the-experts-are-telling-you/</link><guid isPermaLink="true">https://www.propwise.sg/3-property-investment-myths-the-experts-are-telling-you/</guid><description>Seven Singapore property investment myths tested against 2026 rules and data: rising prices, rent covering the mortgage, ABSD, lease decay and forecasts.</description><pubDate>Tue, 08 Jan 2013 13:48:06 GMT</pubDate><category>Investing in Singapore Property</category><category>Singapore Property Market</category></item><item><title>Cooling Measures to Consider Before Buying a Property in Singapore (2026): ABSD, LTV, TDSR, MSR and SSD</title><link>https://www.propwise.sg/4-cooling-measure-you-must-consider-before-buying-a-property/</link><guid isPermaLink="true">https://www.propwise.sg/4-cooling-measure-you-must-consider-before-buying-a-property/</guid><description>Singapore&apos;s 2026 cooling measures in one place: ABSD, LTV, TDSR, MSR and the 4-year SSD, with worked examples of the cash and income a second property needs.</description><pubDate>Mon, 06 Feb 2017 15:42:39 GMT</pubDate><category>Buying Singapore Property</category><category>Mortgage and Finances</category><category>Singapore Property Market</category></item><item><title>How to pick the best unit in any property project (2026)</title><link>https://www.propwise.sg/4-tips-to-help-you-pick-the-best-unit-in-any-property-project/</link><guid isPermaLink="true">https://www.propwise.sg/4-tips-to-help-you-pick-the-best-unit-in-any-property-project/</guid><description>How to pick the best unit in a Singapore condo project in 2026: facing, stack and floor, real usable area after air-con ledges and voids, and what to ask.</description><pubDate>Mon, 09 Nov 2015 13:22:26 GMT</pubDate><category>Buying Singapore Property</category><category>Investing in Singapore Property</category></item><item><title>Common Mistakes to Avoid When Buying Your Home in Singapore (2026)</title><link>https://www.propwise.sg/5-common-mistakes-to-avoid-when-buying-your-home/</link><guid isPermaLink="true">https://www.propwise.sg/5-common-mistakes-to-avoid-when-buying-your-home/</guid><description>Nine costly mistakes Singapore home buyers still make in 2026, from short cash budgets and ABSD timing to the 4-year SSD, with worked examples in S$.</description><pubDate>Tue, 19 Sep 2017 00:42:10 GMT</pubDate><category>Buying Singapore Property</category><category>Singapore Property Beginner’s Guide</category><category>Mortgage and Finances</category></item><item><title>Do Singapore Property Prices Always Go Up? What 50 Years of Data Show (2026)</title><link>https://www.propwise.sg/do-property-prices-always-recover-and-go-up-higher/</link><guid isPermaLink="true">https://www.propwise.sg/do-property-prices-always-recover-and-go-up-higher/</guid><description>Singapore property prices have fallen 12% to 45% in past downturns, and one peak took nearly 29 years to regain after inflation. What the data really show.</description><pubDate>Mon, 27 Apr 2015 15:39:55 GMT</pubDate><category>Singapore Property Market</category><category>Investing in Singapore Property</category></item></channel></rss>