Sep 24, 2021 | Miscellaneous, Mortgage and Finances
By Red Crowns (guest contributor) Aging can be a difficult process for some people, especially those who become terminally ill or are physically or mentally disabled. The complications brought about by the changes in their minds and bodies can render them helpless and...
Dec 14, 2020 | Buying Singapore Property, Investing in Singapore Property, Miscellaneous, Mortgage and Finances
By Property Soul (guest contributor) Disclaimer: This article is not sponsored by the Central Provident Fund Board. Although I am grateful that my 3-3-5 rule was endorsed by CPF 3 years ago, I am not obliged to return the favor by encouraging the public...
Aug 16, 2015 | Mortgage and Finances
Refinancing a mortgage is one of the most crucial decisions a homeowner can make. And unless you have been living under a rock, there are many reasons you should go for refinancing: there is an opportunity for obtaining a lower interest rate; a shorter term on the...
Sep 21, 2011 | Mortgage and Finances
By Mr. Propwise In an interesting and contrarian report, Dr. Chua Yang Liang of Jones Lang Lasalle argues that the surge in upcoming supply will not cause property prices to fall. In this article I will sum up his arguments and add some of my own thoughts. Recently...
Aug 25, 2011 | Mortgage and Finances
In a surprising development, the Singapore dollar Swap Offer Rate (SOR) turned negative for the first time on August 10th due to inflows into the Singapore dollar. In this article we’ll explore what the SOR is, why it turned negative, and what impact that has on the...
Aug 2, 2011 | Mortgage and Finances
By Mr. Propwise I recently attended Rayney Wong’s Property Millionaire Program preview talk. Having attended a couple of these by various different gurus, I expected a fairly long sales pitch. A typical preview talk usually begins with the guru impressing you with...
Jul 20, 2011 | Mortgage and Finances
By Lau (guest contributor) (Or in Singapore terms, Cents Wise Dollar Foolish) Recently I had sent a friend home and went up to his apartment for a short 20 minute drink. As Murphy would have told me, anything that can go wrong, will go wrong: Saving the trouble of...
Jun 29, 2011 | Mortgage and Finances
By Mr. Propwise Many people are concerned that the current low interest rate environment in Singapore could end by the end of this year, driving up the cost of mortgages and putting pressure on the property market. In this article we take a look at how interest rates...
Jun 24, 2011 | Mortgage and Finances
by Alfred Chia (guest contributor) Alfred Chia, CEO of SingCapital, has just published a new book on using mortgages wisely. In this article he shares with us what the book is about and his reasons for writing it. Most of us have been brought up to believe that...
Jun 3, 2011 | Mortgage and Finances
With interest rates in Singapore close to their all-time lows, it may feel like a good time to go out and borrow money. Certainly the buoyant housing market can be at least partially attributed to low mortgage rates which increase the affordability of a property...
