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S$ nominal effective exchange rate, October 2023 to October 2026: the index rises from 100 to about 103.4. Dashed lines mark the last three MAS policy statements.

MAS Holds Policy Steady: What It Means for SORA and Your Loan

MAS left the S$NEER band unchanged on 14 October 2026. It does not set SORA, so here is what the decision does and does not change for a home loan.

14 Oct 20265 min read

Can You Use CPF for a Flat With 55 Years of Lease Left?

Yes, but your age sets how much. With 55 years of lease left, buyers aged 40 or older meet CPF's age-95 test. Younger buyers get a capped share.

9 Oct 20264 min read

CPF OA Interest Rate in 2026: Why 2.5% Matters for Home Buyers

The CPF Ordinary Account pays 2.5% a year, the legal minimum. How the rate is set, how it links to the HDB loan rate and what accrued interest means.

8 Oct 20263 min read

Singapore Cooling Measures: ABSD, LTV, TDSR, MSR and SSD (2026)

Costly Home Buying Mistakes in Singapore: Cash, Timing, Tax

What Sets Your Mortgage Rate in Singapore? 9 Factors (2026)

SORA vs Fixed Rate Home Loans: When Does Fixed Win? (2026)

How to Calculate Property Return on Investment and Yield (2026)

Singapore Interest Rate Outlook 2026: SORA, the Fed and Your Loan

HDB Loan vs Bank Loan in 2026: Rates, Eligibility, Downpayment

What Should Property Investors Do With Their Money in 2026?

How to Choose a Home Loan in Singapore: SORA vs Fixed (2026)

What Is Your LTV Limit in Singapore? 4 Factors That Set It

Visiting a Showflat? 5 Things to Check Before You Go (2026)

Mortgage Loan Rejected in Singapore? 6 Reasons and How to Fix

Using CPF to Buy Property: Should You Buy Before Age 55? (2026)

Buying Overseas Property From Singapore: 5 Things to Know (2026)

How Much Property Can You Afford in Singapore? The 3/3/5 Rule (2026)