Mortgage
CPF OA Interest Rate in 2026: Why 2.5% Matters for Home Buyers
The CPF Ordinary Account pays 2.5% a year, the legal minimum. How the rate is set, how it links to the HDB loan rate and what accrued interest means.
The CPF Ordinary Account pays 2.5% a year, the legal minimum. How the rate is set, how it links to the HDB loan rate and what accrued interest means.

HDB loan or bank loan in 2026? Eligibility, the S$16,000 income ceiling, 75% LTV, 2.6% vs SORA rates, downpayments and a worked S$600,000 flat example.

Million-dollar HDB flats in 2026: how many there are, where they sell, why prices are now cooling, and what it takes to buy one with an HDB or bank loan.