Mortgage
Understanding TDSR and MSR: How to Qualify for a Property Loan (2026)
How TDSR (55%) and MSR (30%) decide your Singapore home loan in 2026: the 4% stress test, income haircuts, debts that count, examples and how to qualify.
loan limit
Mortgage
Longer Loan Tenor: Benefits and Trade-Offs (2026)
A longer home loan tenor cuts your instalment and helps you pass TDSR, but costs far more interest. See the 2026 limits, the maths and a hybrid option.
Market
Game Over? New Property Cooling Measures Restrict Mortgages
On 5th October, Friday, the Monetary Authority of Singapore (MAS) announced that it was capping the length of a home loan at 35 years. With effect from 6th…