From the archive. This article has not been updated for some time. Prices, rules and interest rates may have changed since — check current figures before you decide.
Seaside Residences
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What do you think of seaside residences ?
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Sell your HDB flat or keep it when you buy private? 2026 rules on MOP, 20% ABSD and refunds, loan limits and CPF refunds, with worked numbers for each route.
HDB vs private property on official indices since 1990: HDB grew faster over the long run, private has led since 1998, and risks differ. Updated to Q3 2026.
Five property investing lessons from Hong Kong agency founder Shih Wing-ching, tested against Hong Kong's 66% crash, 265% boom and 28% fall since 2021.