Property Selling Tip #1: All Markets are Cyclical

Investing in real estate requires patience but the rewards are immense.Once you have invested a sum of money as downpayment for a property, it is possible to have two-fold gains from both capital appreciation and rental income. The rental income is a good source of income to reduce or cover your monthly mortgage loan repayments,…

Ask Mr. Propwise#9 – What is the Impact of Income, Interest Rates and Deposits on Property Prices?

By Mr. Propwise I recently received the following email from a reader of Propwise.sg: Dear Mr. Propwise, Thank you for your weekly report. You’ve done a very sound analysis in putting housing growth and property growth together in your article 6.9m Population by 2030 – Good or Bad for Property? If most people agree with…

Singapore Property Market Outlook for 2012 and 2013

By Dennis Ng (guest contributor) In 2011, buyers from China are the biggest group of foreign property buyers in Singapore. But if you are counting on foreigners to continue buying properties in Singapore in 2012 and 2013, I am afraid to say that you may be disappointed. The following factors are worthy of our consideration when…

What the Negative Swap Rate Means For You

In a surprising development, the Singapore dollar Swap Offer Rate (SOR) turned negative for the first time on August 10th due to inflows into the Singapore dollar. In this article we’ll explore what the SOR is, why it turned negative, and what impact that has on the banks, borrowers and depositors. What is SOR? SOR…