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Dear Propwise.sg Readers, On July 26, at the age of 43, Dennis Ng passed away from a heart attack. Dennis was a great personal finance teacher, author and entrepreneur (he started businesses such as mortgage broker HousingLoanSG.com and training firm MasterYourFinance.com). He shared his knowledge freely and was a valued guest contributor to Propwise.sg, as…
By Dennis Ng (guest contributor) One way to value a REIT is by looking at its net asset value (NAV). As the primary value of a REIT comes from the market value of the properties owned, the NAV, which is equivalent to its assets less liabilities, of a REIT would give an indication of its…
By Dennis Ng (guest contributor) In 2011, buyers from China are the biggest group of foreign property buyers in Singapore. But if you are counting on foreigners to continue buying properties in Singapore in 2012 and 2013, I am afraid to say that you may be disappointed. The following factors are worthy of our consideration when…
By Dennis Ng (guest contributor) The subject on personal finance is one that is widely discussed, and rightfully so. But with so much being taught on this topic, it is not surprising that many people are led to have misconceptions about the subject on personal finance. Prior to my fall during the 1998 financial crisis, I…
By Mr. Propwise Our article last week on What the Raised Income Ceiling Means for the Property Market by Dennis Ng resulted in quite a few comments from our readers. Our readers correctly pointed out that there was no raising of income ceiling for the purchase of resale flats, but only to qualify for the…
By Dennis Ng (guest contributor) The news was expected as the then Minister for National Development (Mr. Mah) had mentioned in the run-up to General Elections in May 2011 that the income ceiling for HDB flats would be increased. The changes announced by Prime Minister Lee during National Day Rally on Sunday night 14 Aug 2011…
The following post is excerpted from the newly launched Secrets of Singapore Property Gurus, in an interview with Dennis Ng, Director of Leverage Holdings. Click here to get your copy now. In 2006, when the market was still in an upward trend, I had 80% of my money invested into stocks. However, in 2007, when…