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Can You Use CPF for a Flat With 55 Years of Lease Left?
Yes, but your age sets how much. With 55 years of lease left, buyers aged 40 or older meet CPF's age-95 test. Younger buyers get a capped share.
cpf savings
Buying
Using CPF to Buy Property: Should You Buy Before Age 55? (2026)
Should you buy a second property before 55 to use up your CPF? The 2026 rules on retirement sums, OA for housing, ABSD, loans and refunds, with an example.
Mortgage
Using CPF for Housing: What You Refund When You Sell (2026)
How CPF Ordinary Account savings pay for a home in 2026: usage limits, the refund with accrued interest, a worked example, and when cash beats CPF.