Daily brief

HDB loan vs bank loan, free beginner's guide, Serra Residences launch, Thomson Reserve preview (SG Property Daily)

Front page of SG Property Daily, 19 October 2026, with the day’s headlines. Lead: HDB Loan vs Bank Loan: What Does the Median Loan Cost a Month?

Propwise Analysis

HDB Loan vs Bank Loan: What Does the Median Loan Cost a Month?

How the HDB loan and a bank loan are priced, the rules on each, and the monthly cost of a median-price loan over 25 years at several rates.

Chart: HDB loan rate, CPF OA rate and SORA since 2019

Chart: The HDB loan rate stayed at 2.6 per cent and the CPF OA rate at 2.5 per cent throughout, while 3-month SORA fell to near zero in 2020 and 2021, rose to a peak near 3.7 per cent in 2023 and has since fallen to about 1.2 per cent. See the full article and more charts ›

Mortgage and Finances HDB flats (public housing) Read on Propwise ›

Free Singapore Property Beginner’s Guide: What Is Inside

A free 25-page PDF on Singapore property: homes, stamp duties, loans and the 10 steps to buying, with charts and worked sums. Get it with the newsletter.

Singapore Property Beginner’s Guide Buying Singapore Property Read on Propwise ›

News

The Serra Residences sells 25 units at launch, average S$3,460 psf

EdgeProp and The Business Times report Far East Organization sold 25 of the 133 units at The Serra Residences since bookings opened on Oct 16, at S$3,123 to S$4,200 psf. That is about 22% of the 113 units released in the first phase, the developer says. The top price was a 2,669 sq ft penthouse at S$11.21 million.

New launch Private via EdgeProp › also The Business Times ›

Thomson Reserve draws 11,800 visitors at preview, highest turnout this year

EdgeProp reports the 1,268-unit Thomson Reserve drew 11,800 visitors over its preview weekend of Oct 17 to 18, ahead of bookings opening on Oct 31. The developers’ spokesperson says this tops the 10,000 visitors at ParkTown Residence’s preview last year.

New launch Private via EdgeProp ›

Home buyers use more cash and CPF for down payments even as mortgages rise

The Straits Times reports OCBC says new private launch prices rose 49% between 2021 and the first half of 2026, while median mortgage sizes rose 35%. For private resale homes, prices rose 36% and mortgages 32%; for HDB resale flats, both rose 32%. OCBC says buyers are using more cash or CPF.

Financing Private via The Straits Times ›