HDB loan vs bank loan, free beginner's guide, Serra Residences launch, Thomson Reserve preview (SG Property Daily)

Propwise Analysis
HDB Loan vs Bank Loan: What Does the Median Loan Cost a Month?
How the HDB loan and a bank loan are priced, the rules on each, and the monthly cost of a median-price loan over 25 years at several rates.
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News
The Serra Residences sells 25 units at launch, average S$3,460 psf
EdgeProp and The Business Times report Far East Organization sold 25 of the 133 units at The Serra Residences since bookings opened on Oct 16, at S$3,123 to S$4,200 psf. That is about 22% of the 113 units released in the first phase, the developer says. The top price was a 2,669 sq ft penthouse at S$11.21 million.
Thomson Reserve draws 11,800 visitors at preview, highest turnout this year
EdgeProp reports the 1,268-unit Thomson Reserve drew 11,800 visitors over its preview weekend of Oct 17 to 18, ahead of bookings opening on Oct 31. The developers’ spokesperson says this tops the 10,000 visitors at ParkTown Residence’s preview last year.
Home buyers use more cash and CPF for down payments even as mortgages rise
The Straits Times reports OCBC says new private launch prices rose 49% between 2021 and the first half of 2026, while median mortgage sizes rose 35%. For private resale homes, prices rose 36% and mortgages 32%; for HDB resale flats, both rose 32%. OCBC says buyers are using more cash or CPF.
