Ask Mr. Propwise #8 – Will the Market Crash in 2013?

Dear Mr. Propwise, I am concerned about the recent remarks by Minister Khaw on a potential property market crash. Will it really happen just because of the oversupply of homes? Or will the market just stagnate? Will prices go back to the low of 1998? This really stresses me so much because I bought a…

Ask Mr. Propwise #7 – Capital appreciation for older 99-year leasehold properties?

Have a question about Singapore property? Ask Mr. Propwise (AMP)! Hi Mr. Propwise, Would like to hear your views on a property investment matter. I tend to prefer 99-year leasehold non-landed properties as they are more affordable for me. Getty (and some other experts like Ku Swee Yong) also commented that resale properties offer better…

Ask Mr. Propwise #6 – To sell or not to sell?

Have a question about Singapore property? Ask Mr. Propwise (AMP)! Dear Mr. Propwise, I own a 99 year leasehold property and am presently renting it out at a 6.2% yield. I am thinking of selling the property for a profit of $500,000 because of the following reasons: 1. I believe the property cycle is already at its…

Ask Mr. Propwise #5 – Sell HDB to buy a private property for investment?

Have a question about Singapore property? Ask Mr. Propwise (AMP)! Dear Mr. Propwise, I would like to seek your views on one of my property investment decisions. Some experts think private properties are better investments than HDB flats. I currently own a HDB flat (for own stay) and a private property. I have the intention to…

Ask Mr. Propwise #3 – The residential stock in Singapore

Have a question about Singapore property? Ask Mr. Propwise (AMP)! Dear Mr. Propwise, What is the proportion and number of HDB, Condo and Landed houses in Singapore? Thanks, L. Hi L., Interesting question – I’m not a walking encyclopedia (though sometimes I wish I were), but I managed to do some hunting and find the…

Ask Mr. Propwise #2 – Should you take a bank or HDB loan?

Have a question about Singapore property? Ask Mr. Propwise (AMP)! Hi Mr Propwise, Need your expert advice on financing a resale flat, which we are planning to buy at $650,000. At this point where interest rates for bank loans are at rock bottom, does it still make sense to be taking a HDB loan to…

Ask Mr. Propwise #1 – Soon-to-be married couple asks if they should rent or buy

Have a question about Singapore property? Ask Mr. Propwise (AMP)! Dear Mr. Propwise, My husband and I have booked a 4-room unit under the HDB BTO scheme recently, and the estimated completion date is September 2015. But our wedding is scheduled in June 2011, so we were thinking of buying or renting a 3 room…