Ask Propwise
Can You Use CPF for a Flat With 55 Years of Lease Left?
Yes, but your age sets how much. With 55 years of lease left, buyers aged 40 or older meet CPF's age-95 test. Younger buyers get a capped share.
cpf
Mortgage
CPF OA Interest Rate in 2026: Why 2.5% Matters for Home Buyers
The CPF Ordinary Account pays 2.5% a year, the legal minimum. How the rate is set, how it links to the HDB loan rate and what accrued interest means.
HDB
HDB Loan vs Bank Loan in 2026: Rates, Eligibility, Downpayment
HDB loan or bank loan in 2026? Eligibility, the S$16,000 income ceiling, 75% LTV, 2.6% vs SORA rates, downpayments and a worked S$600,000 flat example.
Investing
What Should Property Investors Do With Their Money in 2026?
Buying
Leasehold vs Freehold Value: How Lease Decay Works (2026)
Mortgage
What Is Your LTV Limit in Singapore? 4 Factors That Set It
Buying
Visiting a Showflat? 5 Things to Check Before You Go (2026)
Buying
Using CPF to Buy Property: Should You Buy Before Age 55? (2026)
Investing
Can Your Home Fund Your Retirement? Options in Singapore (2026)
Buying
How Much Downpayment Do You Need? Saving for Your First Home (2026)
Buying
Estate Planning for Homeowners: What Happens to Your Loan?
Buying
Should You Leave Property for Your Children? (2026)
Investing
Can You Buy Property With No Money Down in Singapore? (2026)
Mortgage
7 Home Financing Myths in Singapore: HDB Rate, Tenor, CPF
Mortgage
Using CPF for Housing: What You Refund When You Sell (2026)
Mortgage
How Much Does a Nursing Home Cost in Singapore? (2026)
Buying
How Much Cash Do You Need to Buy Property? Buying Tip #5
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