Impact of the property measures on the housing market

Originally published in Today, this article is posted here with the kind permission of the author Ku Swee Yong (guest contributor), founder of real estate agency International Property Advisor, which provides services to high net worth individuals. UPDATE: On 13 Jan 2011 the government announced a fourth round of policy measures. Read the summary and…

Where will interest rates go in 2011?

An interesting graph by MoneyIQ, a free Singapore home loan comparison site with mortgage broking services, which took the MAS survey results of a group of professional forecasters to see where the 3 Month SIBOR would head in 2011. The median forecast suggests that the 3 Month SIBOR is expected to rise from the current…

Refinancing Strategies – Why Refinance?

This post is part of a series of posts on refinancing by MoneyIQ, a free Singapore home loan comparison site with mortgage broking services. Typically a housing loan interest rate would be low during the first few years, subsequently the rates would increase. Refinancing enables you to lower the interest rates on your housing loan….

How to save and invest for your first property downpayment

This is a guest post from Alvin, who is the author of BigFatPurse.com! Visit his site for more enriching investment ideas that may fatten your purse! The recent rise in the property market has added worry to those who has yet to own a home. To many people, especially the young families, will find it…

Ask Mr. Propwise #2 – Should you take a bank or HDB loan?

Have a question about Singapore property? Ask Mr. Propwise (AMP)! Hi Mr Propwise, Need your expert advice on financing a resale flat, which we are planning to buy at $650,000. At this point where interest rates for bank loans are at rock bottom, does it still make sense to be taking a HDB loan to…

How to Choose Your Mortgage

Choosing a mortgage can be confusing. There are so many options to think about: fixed or floating interest rates, loan term, lock-in periods, subsidies, penalties and other special features. There isn’t one “best” mortgage out there – it all depends on your needs and preferences. Here are the main options you need to consider when…

The 10 Step System to Buying a Property in Singapore

Buying a home is the biggest purchase most of us will make in our lives. Yet many people rush to buy a property with less preparation than they would planning a holiday. This can have financially disastrous consequences, especially in light of the measures announced by the government on August 30th 2010, which have created…