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Singapore Property Explained
By Property Soul (guest contributor) On February 10 2014, the Monetary Authority of Singapore (MAS) issued a press release to broaden the existing exemption from the Total Debt Servicing Ratio (TDSR) rules introduced in June last year. Market watchers have debated whether this just a tweak or a sign that the government is loosening its…
By Paul Ho (guest contributor) Under the HDB’s new rules issued on 27th Aug 2013 and effective on 28th Aug 2013, Singapore Permanent residents will need to wait three years before they can purchase a HDB flat. This is welcome news for most young Singaporean couples as less competition will mean more stable prices, but…
By guest contributor AK When I was told that residential properties in Hong Kong generally come with a 50 years lease, I was amazed. Imagine that someone in his thirties bought a condo in Hong Kong and he lived to be 90 years old. This effectively means that he could be kicked out of the…
By Mr. Propwise The MAS announcement on October 5, 2012 of the new restrictions on mortgages has been well covered by the media. In this article I will focus more on my thoughts on the impact of these measures on the market, and also present some concrete illustrations of how these measures will impact different…
by Alfred Chia (guest contributor) Alfred Chia, CEO of SingCapital, has just published a new book on using mortgages wisely. In this article he shares with us what the book is about and his reasons for writing it. Most of us have been brought up to believe that borrowing is a bad thing. To many…
By MoneyIQ (guest contributor) Recently I met up with an old classmate of mine, who had just purchased a commercial property for investment purposes. I thought it would be great if he could share some of his experiences when buying commercial property, and we’ve put up some quick tips for you: 1. Tenure Most commercial…